I spent 200,000 yuan in my lifetime. Did you know before raising a cat?

Unknown to me, there were a lot of cats in my circle of friends and in the group.

When you are attracted by the soft and cute appearance and cold personality of the cat, have you ever thought about what it means to bring it home?

In addition to the fatigue and happiness of the "tee shoveler", the death difference that will be faced in more than ten years, in addition to the cost of nearly 200,000 yuan in his life, do you really know?

Yesterday I said to buy some canned tuna, but most of the ones I found were... cat food.

Moreover, canned fish for cats are the same price as canned fish for people.

When I was a child, my relatives kept cats at home, just for giving me leftovers. Are cats now so expensive? No wonder many friends are buying for the cat owner on Double Eleven.

If you don’t know, you will not know that now, cats have formed an industrial chain from breeding, food, daily necessities, medical care, laundry and care services to funerals.

Take buying a cat for example and asked my friend who keeps a cat.

A cat of a precious breed can be sold for tens of thousands of yuan.

The cheaper ones cost several thousand. Of course, there are also those who do not spend money to adopt. However, regular cat owners have many tests on adopting a family. You must ask clearly about your academic background and family composition, take photos of your home environment, and ask your home to replace the screen window with a Jingang net. My friend, it cost more than 2,000 yuan to change the screen, and I have to take regular videos of cats for people in the future. Then it's raised. Cats have long stopped eating mice and don’t eat leftovers. Needless to say, cat food and canned cats are more subdivided now. Foods are divided into dry food and wet food, foods of different ages and different prevention functions, and water dispensers, grain feeders, etc. are also around them. It’s not enough to eat, and cats have to play with them. There are really a variety of cat toys and supplies. Now there are sound band toys that can be heard by cats and dogs, outing carts, beauty supplies, cat scratching boards, etc.

Clothing and washing and care are also indispensable. Children can also take baths and cats by themselves, and many of them have to be taken to pet shops. In addition to cleaning, there are also services such as pet strengthening immunity, gastrointestinal conditioning, ear, mouth and eye cleaning. There are more demands for high-end products, pet health products, pet travel photography, pet hotel... The more you look at it, the more you feel that the cat is not a cat, but a child. Children need to be vaccinated, children need to get sick, and children need to have physical examinations. Cats also have these. Pet hospitals are basically the same as human hospitals, including blood draw, infusion, CT, surgery, etc.

Depending on the treatment subject, the price ranges from infusions worth a few dozen yuan to surgery worth a hundred yuan. Cats can also be hospitalized, and cat ICUs can earn hundreds to thousands of yuan a day. And cats have one more item than humans, that is, sterilization. Sterilization is not expensive, maybe hundreds. But after sterilization, many cats will become depressed. You also have to treat depression for cats... Someone has calculated that the annual basic expenses of a cat include food, supplies, health care medicines, washing, physical examination, insect removal, and medical treatment, which cost about 10,000 yuan. According to the life span of 15 years, plus purchase costs, serious illness, and nursing care in the old age, it may cost 200,000 yuan in a lifetime.

People will have eugenics and good parenting, have prenatal examinations, and people can take medical insurance, but none of these pets are available. Pet genetic diseases are very common in medical clinics. According to statistics, the average incidence of genetic diseases in dogs and cats is 21%, and 1 out of every 5 pets suffers from genetic diseases, while the incidence of some genetic diseases is as high as 80%. For example, there is also "Concord" in the pet industry, and registration is not that easy.

Pets have no medical insurance to treat diseases, so they have to pay for their own expenses. If a cat is weak and sick, or has a serious illness, it is normal to spend tens of thousands of dollars a year. No wonder the income of domestic veterinarians is increasing now. The average annual income of senior veterinarians with an annual seniority of more than 10 years can reach more than 500,000 yuan, the monthly income of veterinarians with a working age of about 5 years can reach about 20,000 yuan, and the annual salary of newly graduated veterinarians is about 100,000 yuan. It turns out that I eat and drink endlessly, and I have to suffer from illness. This sentence is also common in the cat world. Many friends are thinking about buying insurance for the cat.

But on the one hand, there are not many pet insurances on the market. Although more and more companies are beginning to get involved in pet products, the pricing and service of the products are not satisfactory. The main reason is that the purchase base is small, there are many reverse choices, and the risk of insurance fraud is high. Even how to prove that the sick cat is the cat you insured is a big challenge to the insurance company. At present, many pet insurances are nominally insurance, but in fact they are not issued by insurance companies. They are just service gift packages or coupon collections. Everyone should be careful not to buy insurance that is "fake".

If you still want to buy pet insurance, I would like to give you some suggestions: 1. Buy a product with nose mark recognition function. Although it is more troublesome to collect data, this is the best pet identification method at present, which saves the future dispute "My cat is my cat"; 2. Pay attention to whether it is insured by an insurance company. If you buy a service gift package or coupon, the insurance supervision cannot be controlled; 3. Carefully understand the details of the protection. Pet insurance usually has restrictions on designated hospitals, deductibles, exemptions and claims, etc. These can generally be found in the insurance terms. You must read carefully, don't take a look at the publicity, buy it if you take it for granted, and only when you make a claim will find that this is also a limit, that is also a limit, which creates a psychological gap. As for value-added services, you must see clearly the usage restrictions. Don’t buy them and find that there are many restrictions on how to use them, or you may have to pay more.

In addition, when raising a cat, you must be cautious, know the depth of the water, be sure that you can afford its expenses, and keep it forever and keep it again, and don’t give it away for a while. According to statistics from cat lovers, most of the stray cats in the community are sick cats that have been abandoned, and a small number are offspring of stray cats.

Everyone knows that you want to buy insurance for cats, so people have to buy it themselves. I don’t have any insurance, but I bought it. I always feel something is wrong. This cat is like a child, you are the one who relies on it. When the cat owner is unable to care about himself, who can still care about the cat?